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Stay up to date on the latest insurance information, advice, and local happenings.

Thinking of Starting a Home Based Business?

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Thinking of Starting a Home Based Business?

It has been so cold out recently that not even my car wants to get going in the morning! What a great thing it would be to work from home!  Have you ever considered starting a home based business?  This is a great option for stay-at-home moms or even those who are just ready to put their own business plans into action.  However, a home business is going to be much different from your typical business plan; from a different work environment to the type of Massachusetts business insurance you look into. Here are a few tips for those who are...

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Wedding Insurance

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Wedding Insurance

February is the season of love thanks to Valentine’s Day. Did you get engaged on the big day? We’re so happy for you! Has it sunk in yet or did you dive head first into planning your wedding? Whenever you start working on the details, don’t forget to consider adding wedding insurance to make sure unforeseen problems don’t ruin your big day. Understanding Wedding Insurance Unlike all of the other major insurance products, wedding insurance isn’t something most people know about. It’s a short term policy that protects the financial investment...

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Organizing Your Home Office

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Organizing Your Home Office

At the beginning of the year, it’s normal to want to start fresh and get a jump start on your goals. When you work from home that fresh start begins with an organized office. Make sure you can focus on your work and not on the stacks of clutter around you. Here are a few tips to get your home office and your home-based business on track for the year ahead. Declutter and Clean Surrounded by stacks of paper? Terrified of a leaning pile that might bury you at any moment? Now is the time to purge the paper, clean the mess, and find a home for...

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Protecting Those Valuables

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Protecting Those Valuables

Did you get something nice over the holidays? A new piece of jewelry? The latest expensive tech gadget? An antique for your growing collection? If you received anything of monetary value as a gift, it is worth your time and effort to contact your insurance agent. Your basic home insurance policy will assist you in replacing your possessions but your most valuable items may need extra coverage. What Standard Home Insurance Covers You know your basic homeowners insurance policy covers the cost of replacing your possessions in the event of...

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Going Green: 8 Things to Consider Before Switching to an Electric Vehicle

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Going Green: 8 Things to Consider Before Switching to an Electric Vehicle

You’ve changed your light bulbs to LEDs while also contemplating going solar. You recycle everything you can, always bring reusable bags to the grocery store, and think a lot about your carbon footprint. It makes sense that an electric vehicle is on your list of ways to help both the environment and your energy costs. Before you make the switch, consider both the pros and cons of owning an electric vehicle. Pro: Refueling is Easy No more trips to the gas station or watching gas prices go up with dread. At the end of the day, come home and...

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Life Insurance is More Romantic Than You Thought

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Life Insurance is More Romantic Than You Thought

Insurance doesn’t sound like the most romantic gift you can give, does it? It probably seems right up there with a new toaster or a vacuum cleaner – and you know what kind of reaction you get to those gifts. On Valentine’s Day, don’t neglect the special dinner or fun date night with your partner. Go ahead and buy the jewelry or flowers or other special gift. But while you’re at it, consider purchasing a life insurance policy as another way to say, “I love you.” Believe it or not, life insurance is the gift that shows your loved ones...

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Benefits of Downsizing Your Home

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Benefits of Downsizing Your Home

Don’t think of downsizing your home as something you have to do once you reach a certain age or a specific point in your life. It should be a choice you want to make when you’re ready. If you’re still not sure if downsizing is right for you, take a look at all the benefits of buying and living in a smaller home. Smaller Mortgage A smaller mortgage is no guarantee but if you bought your larger home within the last ten years or so and now you’re ready to move, there’s a good chance your mortgage will go down. Not only can the proceeds from the...

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Buying a New House

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Buying a New House

When my husband and I started to look for our first home together it was quite the process.  We looked at probably 24 different houses with just one problem.  We loved every one of them.  We even looked at one that didn’t have a kitchen sink.  Just a bucket.  No pipes, no nothing.  I still stood there envisioning what it could be and fell in love. We did this every time we would go look and every time something happened to prevent us from getting that particular home.  I would be so sad and still go to bed at night picturing what I...

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How To Navigate a Difficult Employee

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How To Navigate a Difficult Employee

As a business owner, you are going to come across a variety of people in your lifetime.  Whether you are dealing with clients or potential hires, there will always be that one person who is just difficult to deal with.  With clients, we put our best smile on to provide great customer service, however when it comes to difficult employees, it may be harder to do so.  Luckily, we have some tips to share in order to help you deal with a difficult employee. Never lose your patience.  We know people can be difficult, and it can be hard to deal with...

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A Hero Is Born

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A Hero Is Born

Once upon a time, there was a program. This program enabled children in some elementary schools to learn about an instrument.  Not just any instrument, but a string instrument and one of the most beautiful sounding ones there is.  The violin.  The children across the land where happy.  They were learning about an instrument, how to care for it, and how it is made.  They played for townspeople and family and all was right in the land. Then, a great darkness fell upon the land. This darkness was called “budget cuts.”  Budget cuts,...

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