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Stay up to date on the latest insurance information, advice, and local happenings.

Flood Insurance is No Longer Optional

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Flood Insurance is No Longer Optional

Between Hurricane Harvey and Hurricane Irma, you’ve seen what the destructive power of water and wind can do to a town, a business, and most definitely a home. Thanks to Harvey, Houston and the surrounding areas will be recovering for years to come. Certain parts of south Florida and Jacksonville will be in the same situation after Irma’s devastation. One thing that should be clear after these two monster storms: flood insurance is no longer optional. It’s an absolute necessity. Where It Can Rain, It Can Flood If the images of flooded homes...

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Fireplace Safety Tips

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Fireplace Safety Tips

Now that cooler weather is approaching, your fireplace may be calling your name. Before you light your first fire of the season, make sure your fireplace, your home, and your family are ready and safe. Take care of your fireplace now so that you can stay warm, cozy, and most importantly, safe all winter long. Fireplace Inspections Homeowners who use their fireplace on a regular basis during the cold months will want to schedule an inspection at least once a year. Fireplaces with less regular use can be scheduled every 100 uses – but...

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Calming College Chaos

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Calming College Chaos

This is a special time of year when college campuses will once again be filled with students returning or just starting out.  There is something exciting about being on a college campus.  For a lot of kids, it is their first taste of freedom outside of the home and the rules of mom and dad.  While you may be happy to be able to “be on your own” it may not hurt to take some of the “house rules” and apply them to your new found freedom.  For example: Get rest.  We know that it may be hard with activities and assignments,...

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Inexpensive Home Updates with a Big Impact

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Inexpensive Home Updates with a Big Impact

Not every home improvement project has to involve a lot of time or money. With some elbow grease and a small budget, you can give your home an update without breaking the bank. The smallest changes often make the biggest impact. Faux Wainscoting  You could spend thousands of dollars to put up wainscotting around your home, or you can do it yourself with a few one inch boards. Paint the trim boards and the walls surrounding it white, and you’ll have the allusion of wainscotting at a fraction of the price.   Get Creative With Your Walls The...

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6 Reasons Why We Love the Big E

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6 Reasons Why We Love the Big E

Now that Labor Day is over, it’s time to turn our attention to what may be the most fun time of year in New England – the Big E. This year, the massive fair runs from September 15 through October 1, 2017. To see and do everything available at the Big E, you’d have to go every single day – and you still might not get to try everything. But it’s worth the effort! Never been? Check out a few reasons why we love the Big E. The Music of Our Childhoods Every year at the Big E, fair goers are entertained with amazing musical acts – and...

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5 Mistakes Renters Make

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5 Mistakes Renters Make

You’ve graduated college and you’re ready to move out on your own. Being at home with your parents was nice until they started wondering where you’re going, who you’re with, and when you’ll be back. It’s time to find a place of your own! Before you do, make sure you avoid these common mistakes that many renters, but especially first-timers, tend to make. Not Paying Attention to the Lease Your lease agreement is one of the most important documents that you’ll have to sign. It spells out the rules you have to follow, how you can lose your...

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5 Ways to Show Your Grandparents That You Care

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5 Ways to Show Your Grandparents That You Care

Grandparents have all the fun of spoiling their grandkids without the responsibilities of raising them. Why shouldn’t they? They already raised their own children, and now it’s time to enjoy their grandkids! National Grandparents Day is September 22, 2017. Although we should show them we care all year long, this is a great day to remind our grandparents how much we love them. Here are a few ideas to use to show your grandparents that you care about them. Spend Time With Them It’s easy to get busy with work and your own personal life. You...

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What To Do If You See a Bear

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If you have watched the news recently or scanned social media, you have seen pictures or videos of bears.  It used to be that you might only see one while on a hike in the woods or mountains.  Now, some people only have to look out a window and glance to the backyard.  Bears have become more and more curious and are appearing in lots of residential areas.  They love trash that has been left out, bird feeders (a bear got mine and ate the food then twisted the feeder) and will wander around the yard like they own it.  With bears making their...

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Auto Insurance Basics

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Auto Insurance Basics

There are many different parts to a Massachusetts auto insurance policy.  It can be confusing to look at and even more confusing to try and figure out what it all means. Maybe we can help by explaining some of the coverage?  To register and drive your vehicle in Massachusetts, you are required to purchase minimum coverage limits for the following types of insurance: Bodily Injury Liability: This covers injuries to others caused by the policyholder while operating an automobile. Medical or Personal Injury Protection:  This covers treatment of...

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High School and College Drivers

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High School and College Drivers

There is no question that one of the most irritating things we need to do as parents is add our newly licensed drivers to our auto insurance policies.  We have seen a lot of different reactions in the office.  There has been sweating, swearing and people laughing in disbelief.  There has been shock and a general glazed over eye look.  Having a new driver I completely understand.  It is a risk to the insurance company to have a young, inexperienced driver behind the wheel and unfortunately you pay for it.  We want you to know that there are...

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