The 12 Scams of Christmas
Tis the season to be careful. While you’re hitting the mall, online shopping or traveling this holiday season stay aware of the most common scams that happen during Christmas time. Learn how to avoid the Grinch this time of year!
On the first scam of Christmas the Grinch gave to me:
A Not-so-merry mobile app- Official-looking shopping applications for your phone could be a scam designed to steal or send out your personal data. Only download apps from official app stores and check the user reviews before downloading.
On the second scam of Christmas the Grinch gave to me:
A Hot Holiday gift deal- Advertisements that offer deals that look too good to be true…they just might be! Try to verify them with the retailer if possible and only order from their direct websites.
On the third scam of Christmas the Grinch gave to me:
A travel scam- Fake travel deals and email notifications are common that hackers use to steal your identity. Contact the airline first if you’re wary of the deal they are offering. If you’re traveling on the road be careful when using free Wi-Fi connections, don’t provide them with any of your personal information.
On the forth scam of Christmas the Grinch gave to me
An e-season greetings virus- Emails that have e-cards wishing their friends a happy holidays might have a virus attached to it. If the email comes from someone who you don’t suspect wouldn’t send you an e-card, contact the person or delete the email.
On the fifth scam of Christmas the Grinch gave to me
A holiday spam/phishing- Never respond to spam emails or click on the links they provide.
On the sixth scam of Christmas the Grinch gave to me
A phony gift card- Gift cards can be promoted through deceptive ads especially on social media sites like Facebook. Buy gift cards from the official retailer not a third party source.
On the seventh scam of Christmas the Grinch gave to me
A Holiday SMiSing- during the holidays “SMiShing” is commonly seen in gift card messages. Scammers can pose as banks or credit card companies asking you to confirm your information for security purposes. If you get a text message asking a question like this, ignore it and delete it.
On the eighth scam of Christmas the Grinch gave to me
A fake charity- donating to charities is very common this time of year. Do research and make sure the charity that you’re donating to is legitimate before opening your wallets.
On the ninth scam of Christmas the Grinch gave to me
A social media scam- Be cautious of ads for phony contests and “stay at home” job postings. Make sure you trust the company and it is well known before entering your information in a “free giveaway” social media contest.
On the tenth scam of Christmas the Grinch gave to me
Phony E-tailers- With so many people shopping online this holiday season it is easy for scammers to set up fake e-commerce sites in order to get your personal information. Only shop at trusted, well known e-commerce sites.
On the eleventh scam of Christmas the Grinch gave to me
Phony classifieds- Don’t wire money for “deals” and don’t pay for an item before receiving it when going through the classifieds or craigslist.
On the last scam of Christmas the Grinch gave to me
A Skype message scare- never click on a suspicious link, even if it comes from someone you know.
Merry Christmas from all of us at Ross Insurance!