Massachusetts Commercial Property Insurance

massachusetts commercial property insurance

Think of the worst thing you can imagine happening to your business.

Is it a major break-in and the loss of hundreds of thousands of dollars in equipment and inventory?
Maybe you fear a fire breaking out – either in your business or in a neighboring property.

Scary stuff, isn’t it?

No one wants to think about a disaster hitting their business, but it happens all the time. A Massachusetts commercial property insurance policy can help you repair the damage, replace what has been lost, and get back to business.

Who needs Massachusetts commercial property insurance?

  • Property owners
  • Leasees

That’s right, even if you don’t own the building you’re in, you need commercial property insurance.

What does a Massachusetts commercial property insurance policy cover?

A typical policy covers the physical property within your building and the building itself, including:

  • Inventory
  • Equipment
  • Tools
  • Work stations
  • Computers
  • Software
  • Desks
  • Furniture
  • Phone systems

If you experience a loss, your policy may also cover the set-up costs for a new location.

What types of damage are covered by Massachusetts commercial property insurance?

A standard commercial property insurance policy covers many of the threats that your business may face.

  • Fire
  • Break-in
  • Theft
  • Vandalism
  • Wind damage
  • Many natural disasters

Note: Floods are not covered under a standard Massachusetts commercial property insurance policy. A separate flood insurance policy must be added.

When you’re ready to protect your business from whatever may happen, a commercial property insurance policy is a good place to start. As your business grows and changes, you’ll want to revisit your policy, at least on an annual basis.

At Ross Insurance, we can help you find the right policy for your business and help you protect your company and yourself from the financial ruin that can come from one accident, one storm, or one break-in. Contact us today and let’s discuss your business’s unique needs.